Morgan & Franz

Human resources often time is one of the biggest challenges for small businesses.  A general lack of expertise in the area leaves many small employers in danger of HR related employment law violations that can result in significant penalties. One thing small businesses can do to help prevent these HR compliance issues, while at the […]

  The cost of health care and health insurance continues to rise. That is why it always helps to learn how to take a few simple steps to limit your out-of-pocket health care costs.  One of the best ways is STAY HEALTHY.  As much as we all want that we must realize that sooner of […]

For most of the last couple of decades, the cost of health care has continued to climb and has continued in 2018. This past year, the average employer-sponsored family plan, according to the Kaiser Family Foundation, approached $20,000, and there’s yet another five percent increase expected for 2019. The promise of a new year and a fresh […]

Sexual Harassment Training for California (CA) Let’s face it, who wants to talk about Sexual Harassment.  Well it’s one of those subjects that we might avoid, and we would rather not think about, but now we must.  And guess what,  it’s required.  In the state of California (and most all states) Employers must adopt policies […]

What is Inflammation?  For most of us, especially those of us over 60 dealing with pain and inflammation is almost a daily occurrence.  What is Inflammation anyway?  Inflammation is a process by which the body’s white blood cells and substances they produce protect us from infection with foreign organisms, such as bacteria and viruses. However, in some diseases, […]

Beginning on October 15th, 2018 its time to enroll in Medicare plans with effective dates of January 1st, 2019.  You have more choices than ever before and for many, this can be very confusing.  Choices are good, but due to the number of carriers, plans, and individual circumstances, it can be daunting.  With that being […]