Employers, Are You Ready for IRS Letter 226J?

Employers are you ready

Since early 2013, when we got the final rules for employers offering health insurance coverage under the Affordable Care Act, I have spoken to many employers personally trying to help them understand their compliance burdens under the ACA as business owners.  So, let’s talk about an ACA issue coming up now that could affect you.  […]

Why Small Businesses Need an Employee Handbook


Human resources often time is one of the biggest challenges for small businesses.  A general lack of expertise in the area leaves many small employers in danger of HR related employment law violations that can result in significant penalties. One thing small businesses can do to help prevent these HR compliance issues, while at the […]

5 New Year’s Resolutions for Employers & HR professionals


For most of the last couple of decades, the cost of health care has continued to climb and has continued in 2018. This past year, the average employer-sponsored family plan, according to the Kaiser Family Foundation, approached $20,000, and there’s yet another five percent increase expected for 2019. The promise of a new year and a fresh […]

Preventing Sexual Harassment in the workplace!


Sexual Harassment Training for California (CA) Let’s face it, who wants to talk about Sexual Harassment.  Well it’s one of those subjects that we might avoid, and we would rather not think about, but now we must.  And guess what,  it’s required.  In the state of California (and most all states) Employers must adopt policies […]

Morgan & Franz, Let’s put the “Health” back in Health Insurance.

Chronic Inflammation

What is Inflammation?  For most of us, especially those of us over 60 dealing with pain and inflammation is almost a daily occurrence.  What is Inflammation anyway?  Inflammation is a process by which the body’s white blood cells and substances they produce protect us from infection with foreign organisms, such as bacteria and viruses. However, in some diseases, […]

It’s Almost Here!

Medicare Where to begin

Beginning on October 15th, 2018 its time to enroll in Medicare plans with effective dates of January 1st, 2019.  You have more choices than ever before and for many, this can be very confusing.  Choices are good, but due to the number of carriers, plans, and individual circumstances, it can be daunting.  With that being […]